Confused by Medicare, Life Insurance, or Retirement Income? Let’s Make It Simple.

Trusted guidance for seniors exploring their insurance options — with no pressure, no jargon, and no confusion.

About Us

Welcome To Our Insurance Company

At Urban Trust Financial Group, we specialize in helping seniors navigate the often confusing world of Medicare, life insurance, and retirement income options.

With years of experience and a deep understanding of the senior market, our mission is simple:

Provide clear answers
Offer personalized guidance
Help you make confident decisions without pressure

We're an independent brokerage, which means we’re not tied to any single insurance company. Instead, we work for you — comparing top-rated plans to find what best fits your needs and budget.

Whether you're turning 65, reviewing your current plan, or planning for the future, we’re here to support you like family.

What We Do

Personalized Insurance Help for Seniors — All in One Place

We help you explore, understand, and choose the best plan for your needs in:

Health Coverage (Medicare Advantage, Medigap, Part D)
Life Insurance (Final Expense, Whole & Term Life)
Retirement Income (Fixed & Indexed Annuities)

Urban Trust Financial Group

You Deserve to Work With Someone Who Puts You First

Specialized for Seniors — We focus only on people 60+

Clear, Friendly Explanations — No confusing language

One-on-One Guidance _ You’ll speak to a real, licensed advisor

Frequently Asked Questions

How much does a consultation cost?

It’s 100% free. There’s no charge for your consultation, and no obligation to enroll in anything. We’re here to provide honest guidance and help you understand your options.

What types of insurance do you help with?

We specialize in: Medicare (Part A, B, Medigap, Advantage & Part D) Life Insurance (Final Expense, Term, and Whole Life) Annuities (for safe, guaranteed retirement income)

I’m turning 65 soon — when should I start planning for Medicare?

You should start looking at your options about 3 months before your 65th birthday. This gives you time to understand your choices and avoid late penalties.

Can I change my life insurance policy after purchasing it?

Yes, many life insurance policies offer flexibility. You may be able to adjust your coverage amount, convert a term policy to a whole life policy, or add riders for additional benefits. It's important to review your policy regularly and discuss any changes with your insurance advisor to ensure it continues to meet your needs.

How do I get started?

Just click the “Book a Free Consultation” button and choose a time that works best for you. One of our licensed agents will call you to answer your questions and guide you step by step.